1. Home
  2. Reverse Mortgage

Find the Best Reverse Mortgage Lenders in Denver, CO

Reverse mortgage companies offer seniors age 62 and above access to the equity they’ve built in their homes over the years. We reviewed the best reverse mortgage lenders in Denver.

Take a Quiz

Get matched with an Accredited Partner

Compare Top Reverse Mortgage Lenders

Accredited Partner
Finance of America Reverse
Overall satisfaction rating
  • Over 15 years of reverse mortgage experience
  • Will price match
  • Available in Denver
  • No originiation fees

Prepare for retirement with us!

Learn More (855) 622-6838 Read More
Accredited Partner
Liberty Reverse Mortgage
Overall satisfaction rating
  • No upfront fees
  • Fixed & variable rates
  • Wholesale lending options
  • Available in Denver

Liberty Reverse Mortgage, formerly known as Genworth Financial Home Equity Access, has been helping senior citizens gain financial independence and security through Home Equity Conversion Mortgages (HECMs) for almost a decade.

Learn More (866) 268-5369 Read More
Accredited Partner
American Advisors Group (AAG)
  • BBB accredited company
  • 97% customer satisfaction
  • Available in Denver
  • Free info kit online

Prepare for retirement with us!

Learn More (855) 299-1519 Read More

How to get a reverse mortgage in Denver

Denver Skyline

There are many reasons seniors would pursue a reverse mortgage in Denver. Colorado cities rank among the best places to retire with 300 days of sunshine, an emphasis on a healthy lifestyle and an aging population devoted to staying active. An estimated 13 percent of Denver residents are above 62 years old, and 80 percent of “boomers” nationwide are retiring where they currently live to stay close to their home and families.

The top 10 Colorado cities to retire around Denver include Littleton, Englewood, Salida, Aspen, Evergreen, Montrose, Estes Park, Delta, Cortez and Wheat Ridge.

Zillow rates the Colorado real estate market as very healthy with only six percent of homeowners having negative equity as opposed to the national average of more than 10 percent. Homeowners nationally gained an average of $15,000 in home equity in 2017, with Colorado among the top six states at $21,000 per home.

A reverse mortgage in Denver can help retirees have a reliable income source to supplement retirement funds and Social Security. To qualify for a reverse mortgage, most companies require you to meet the following criteria:

  • You must be 62 or older.
  • The home must be your primary residence.
  • The house must be a minimum of 800 square feet.
  • Residents must continue to pay property taxes and homeowners insurance.
  • You need to have sufficient home equity.
  • The home needs to meet the standards and flood requirements of the Federal Housing Administration (FHA).
  • Homeowners must continue to meet basic requirements for home maintenance based on guidelines by the FHA.

For more information about Home Equity Conversion Mortgages for seniors, hud.gov has a useful resource.

Reverse Mortgage Reviews

Accredited Partner

Finance of America Reverse

This top-ranking reverse mortgage lender makes it a priority to earn and keep your trust. Finance of America Reverse has plenty to offer: lump sum, tenure payment and line of credit options; an average closing time of 30 days; and award-winning customer service. According to customers in Denver, if you’re unsure of what something means, the team at FAR will go out of their way to explain it to you.

Finance of America Reverse Learn More (855) 622-6838
Accredited Partner

Liberty Reverse Mortgage

As one of the country’s largest reverse mortgage providers, Liberty Reverse Mortgage has worked with more than 50,000 seniors since 2003, and all of that experience has led to their reputation as industry experts. Offering HECMs and a promise to match or beat all competitors, this lender is an industry favorite. Customers say they love the responsiveness and personal attention provided by Liberty Reverse Mortgage representatives.

Liberty Reverse Mortgage Learn More (866) 268-5369
Accredited Partner

American Advisors Group (AAG)

This award-winning company prides itself on a 97 percent customer satisfaction rating from in-house surveys. American Advisors Group offers HECMs and an expert staff to assist with the process every step of the way. Customers say that although sometimes the process takes longer than they had hoped, it works out in the end and is well worth the wait.

American Advisors Group (AAG) Learn More (855) 299-1519