Home buyers in Denver face strong headwinds from an intense, quick-moving market and some of the highest housing costs in the country. Choosing a good mortgage company is an important step on the path to your dream home. We researched the best mortgage lenders in Denver are reputable companies with effective online resources and backed by personable service.
When you're ready to buy a home, it's important to have a team of professionals who help you navigate the process. The mortgage company you choose will determine how much home you can afford and what type of loan is right for you. They can also manage the paperwork to get you on track for securing a mortgage loan.
The best place to buy a home in Denver
Denver, and the entire state of Colorado, has an intense housing market right now. With more buyers, fewer sellers and inventory at an all-time low, it's not easy to find your ideal home for a price you can afford. Homes priced under $500,000 often have fierce bidding wars resulting in sale prices above the listed amount.
Housing costs in Denver rank among the highest in the country. Currently, the median home price in the Mile High City is $416,000. Denver real estate market trends show an increase of $30,355 in median home sales over the past year, which is an eight percent jump.
Some of the best neighborhoods in Denver to buy a house are listed below.
High ranked schools, suburban feel, sense of community
Urban feel, good schools, good place for a family
Affordable, low crime
Wide range of ethnic and economic diversity
Safe area, parks, restaurants and shopping nearby
Other areas to consider within an hour of Denver are Broomfield, Longmont, Louisville, Castle Rock and Superior.
AmeriSave offers a mortgage loan quote without personal information required and in less than one minute. They also offer VA loans. Customers were happy to report a smooth process that was fast and simple.
Cherry Creek Mortgage
Cherry Creek Mortgage has a variety of loan types, including jumbo loans and physician loans. Denver clients felt that a hard-working team was always making themselves available and went above and beyond to help.
Uptown Mortgage has convenient offices located in lower downtown Denver, which is ideal for those who want to meet with someone face-to-face instead of over the phone or email. Denver customers love the low rates. An outstanding and thorough team and great customer service by patient, helpful staff are noted in reviews as well.