Broken appliances and HVAC systems can cost a homeowner thousands of dollars to repair. A home warranty can save you from financial setbacks by insuring your dishwasher, refrigerator, other appliances and critical systems. We researched the best home warranty in Denver to help you decide what coverage is right for you.
Home warranty for buyers, sellers & owners in Denver
Home warranties cover repair costs for your home systems, like heating and cooling and your large appliances, like refrigerators and dishwashers. Home warranties are particularly useful for those buying or selling a home. For buyers, a home warranty protects against unexpected issues after purchasing. For sellers, having a home warranty could attract high-paying buyers.
Beyond buying or selling your home, you may have other reasons to purchase a home warranty in Denver, such as if you:
Own an older home
Own older appliances
Own rental properties
Would have trouble paying for unexpected repairs
How much does a home warranty cost in Denver?
A home warranty in Denver can cost between $200 to $1,400 per year, depending on the plan. The cost of a home warranty depends on your location, type and size of home and desired level of protection. Some companies offer a monthly premium while others charge one annual fee. Some companies offer coverage for appliances while others don’t. Understand your coverage needs before choosing a package.
Home warranty coverage in Denver
A home warranty could cover:
Garage door openers
Some kitchen appliances
In most cases, you can customize your plan so that you only pay for the coverage you need. Some companies offer add-ons, including:
Washer and dryer
Air conditioning system
Central vacuum system
Septic system and septic tank pumping
Spa and pool
What to consider when choosing a home warranty company
Consider these points before choosing a home warranty in Denver:
What is and isn’t covered with each package
What stipulations exist for each item covered (i.e. reasons for damage)
What reputation the company has
What service response time is like
What fees exist, including cancellation fees
When submitting a claim, most companies require that repairs are done by one of their in-network providers. This limits your ability to choose a repair company, but is still better than footing the entire bill yourself.
Keep in mind that a home warranty is not the same as homeowners insurance. Home warranties protect against wear-and-tear that manufacturers don’t cover, whereas homeowners insurance relates only to damage from theft or bad weather.
American Home Shield has issued home warranties to over 1.7 million people over the last 45 years. Cleveland customers say that they are a good provider for those who are busy and appreciate the ease and convenience of having AHS identify the problem and solve it in a timely manner.
A well-established network of Cleveland technicians at Choice Home Warranty provides fast and quality service for homeowners. Online reviews say that the company tends to correct problems quickly. The majority of negative reviews are from confusion about what items are covered (or not) under the warranty agreement.
With more than 35 years in business, 2-10 Home Buyers Warranty is an industry leader that covers appliances like a dishwasher, refrigerator, washing machine and air conditioner, to name a few. Whether you’re buying, selling or building a home, 2-10 offers a service agreement to protect you from unexpected repair costs.
With appliance and system plans starting at less than $1 per day, Liberty Home Guard offers flexible plans that let you tailor coverage to fit your home needs. Customer support is open 24/7 and Liberty says that empathy and integrity are core company values.
Total Home Protection offers Denver residents two plans with optional add-ons, such as for a second refrigerator or additional heating system. Claims can be filed over the phone or online 24/7. Licensed, insured contractors are sent to your home with only a deductible charged. Plans begin at $1 per day, making this a great choice for Coloradans on a budget.
With tiered pricing options, AFC Home Club makes it easy to see what is and is not covered under its three plans. Choose one that fits your home’s needs and buy extra coverage to protect additional appliances and systems. There’s no deductible, only a $60 service fee. Plans include restaurant gift cards and a retail savings program for cash back at 5,000 retailers.
Select Home Warranty has three unique warranty packages available for homeowners with different needs. Their claim service works 24/7; however, the company gets mixed reviews with some people feeling that their claims were unfairly denied for various reasons.