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Find the Best Small Business Loans in Denver, CO

Owning a business is a dream for many people, but it often can’t be reached without help from a business loan. A business loan can fund the cost of materials, rent, marketing, salaries and other expenses. Business loans can also help existing businesses purchase new equipment or expand. We researched the best business loans in Denver to help you start or grow your business.

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Compare Top Business Loans

Seek Business Capital
Overall satisfaction rating
  • Funds start-ups & small business
  • Offers mortgage lending services
  • Available in Denver
  • Same day funding

Startup Consulting • Business Services

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Imperial Advance
Overall satisfaction rating
  • Variety of financing options
  • Get funding in 24 hours
  • Available in Denver
  • A+ BBB Rating

Imperial Advance is an online business loan marketplace that focuses on providing small businesses with access to the funds they need. After you apply for a quote, a financial consultant will contact you with loan offers from numerous lenders.

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Accredited Partner
National Business Capital
Overall satisfaction rating
  • A+ BBB rating
  • Approval in 24 hours or less
  • Variety of financing options
  • Available in Denver

Founded in 2007, National Business Capital & Services is a Bohemia, New York-based business financier. It is known for providing loans to small businesses across the US, Peurto Rico and Canda in a quick and efficient manner. The company also offers business equipment financing and business lines of credit, in addition to small business loans.

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Colorado Enterprise Fund
  • Free business advising
  • Loans for veterans
  • 30-minute loan process
  • For non-traditional applicants
Location
1888 Sherman St.,Ste. 530
Denver, CO 80203
(303) 860-0242
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Centennial Lending
  • Flexible terms
  • Competitive rates
  • Online payments
  • Quick process
Location
4112 Kodiak Ct.
Longmont, CO 80504
(720) 494-2740
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Colorado Lending Source
  • M-F: 8am - 5pm
  • Closed Sat and Sun
  • coloradolendingsource.org
Location
1441 18th St.
Denver, CO 80202
(303) 657-0010
Core Business Capital
  • M-F: 7am - 6pm
  • Closed Sat and Sun
  • corebusinesscapital.com
Location
999 18th St., Ste. 3000
Denver, CO 80202
(720) 222-3396
Colorado Business Bank
  • M-F: 9am - 6pm
  • Closed Sat and Sun
  • cobizbank.com
Location
1401 Lawrence St., Ste. 1200
Denver, CO 80202
(303) 293-2265
Bank of Colorado
  • M-F: 8:30am - 5pm
  • Closed Sat and Sun
  • bankofcolorado.com
Location
1801 Broadway Ste. 100
Denver, CO 80202
(303) 308-0000
Bank of the West
  • M, W, F: 9am - 5pm
  • T, TH: 9am - 6pm
  • Sat: 9am - 12pm
  • Closed Sun
Location
1965 W 38th Ave.
Denver, CO 80211
(303) 218-2545

How to get a business loan in Denver

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Business loans in Denver can be used by a small business, larger business or start-up. There are various types of business loans, and the right one for your company will be based on your current business needs. Some of the most common types of business loans include:

Loan type Description
Term loan Borrowers receive a specified amount upfront for business costs. The loan is repaid on a determined schedule with interest.
SBA loan U.S. Small Business Administration (SBA) loans are partially guaranteed loans designed for small businesses. Learn more by contacting the Colorado District Office of the SBA.
Business lines of credit This works similar to a credit card, where borrowers can access any amount of money from a predetermined limit and only pay interest on that amount.
Invoice financing Borrowers use their company’s accounts receivables or unpaid invoices to secure the loan.
Equipment loan These funds are used to purchase equipment, and the equipment is used as collateral for the loan.

The application process and what determines if a borrower qualifies varies on the lender and type of loan. Some things that determine whether you are approved include:

  • The type and amount of industry experience the borrower has
  • The credit strength of the borrower
  • Whether the borrower has alternative income
  • The strength of the company’s business plan
  • Personal and business bank statements
  • Financial projections
  • Available collateral

The type of loan will also affect your repayment terms. In most cases, borrowers will make monthly installments to repay the loan plus interest. There could be other fees associated with a business loan, including origination fee, underwriting fees, closing costs and interest.

Business Loans Reviews

Seek Business Capital

Seek Business Capital conducts the underwriting process quickly, and borrowers can expect an estimate within two hours. The company has a quick online application and offers unsecured loans. Customers in Denver say they appreciated the prompt, professional service, but some borrowers raise concerns about undisclosed fees.

Seek Business Capital

Imperial Advance

Imperial Advance provides no-obligation loan offers and financial consulting to help you decide which loan is best for you. Borrowers can expect funds deposited in their bank account in 24 hours. Customers in Denver report a smooth process that is guided by knowledgeable agents.

Imperial Advance
Accredited Partner

National Business Capital

National Business Capital offers a simple application which connects potential borrowers with more than 75 lenders that bid for the loan. The company provides options for small business loans, accounts receivable financing, business lines of credit and more. Reviews from Denver customers comment on the National Business Capital’s quick application process and friendly agents.

National Business Capital

Colorado Enterprise Fund

Colorado Enterprise Fund is a nonprofit lender with a mission to help Colorado small business owners receive affordable loans and lines of credit. The nonprofit also offers free business advising while the loan is active. Customers in Denver say they love the helpful, efficient staff.

Colorado Enterprise Fund

Centennial Lending

Centennial Lending works with credit union partners to provide flexible and competitive business loan terms. The company does everything in-house, including underwriting, processing, closing and servicing. Denver residents appreciate the lender’s prompt service and say the employees are easy to work with.

Centennial Lending